This is not a commitment to lend, credit and collateral subject to approval, other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. and Envoy Mortgage are NOT affiliated with any government agencies. We are not affiliated or are in representation of the VA. We may share customer information with our trusted affiliates to assist you with your VA Loan. Questions regarding our loan officers and their licensing are invited to visit the Nationwide Mortgage Licensing System & Directory. NMLS ID # 6666 © 2013